


How SIP Builds Wealth
Disciplined Savings – Regular investments help build the habit of saving. –
Low Risk Over Time – The longer you stay, the more you reduce short-term risks. – Customizable Plans
– Choose high, medium, or low-risk funds based on your goals.

SIP vs FD: Which is Better for You?
Fixed Deposit (FD) is a secure investment that offers guaranteed returns at a fixed interest rate, generally around 6–7%. It carries no market risk but often delivers lower growth. On the other hand, a Systematic Investment Plan (SIP) invests small amounts regularly in mutual funds. SIPs have the potential to generate higher returns (10–15% historically) and beat inflation, but they involve market risk. FD is ideal for safety and stability, while SIP is better for long-term wealth creation.